Courses

Business Blueprint Program: Introduction to Fundability

How To Establish

  • Selecting Business Name

  • Business Address

  • Forming Entity

  • Business Phone Number (1-800)

  • 411 Listing

  • Website

  • Business Email

  • Business Domain

  • Business Licenses

  • Business Bank Accounts

  • Business Merchant Account

How to establish business credit reports

  • Dun & Bradstreet (*DUNS NUMBER)

  • Experian Business (*BIN NUMBER)

  • Equifax

How to fix business credit reports

  • Establishing

  • Net 30 accounts

  • Store credit

  • Revolving credit

  • Business lines

How to monitor business credit

  • How to monitor business credit

  • How to use Chex

Underwriting Program

Introduction:

  • What is underwriting

  • Underwriting Process

  • Underwriting Guidelines

Building a Strong Credit Profile:

  • Importance of Credit Building

  • Credit Reports & Scores

  • Establishing Credit History

  • Managing Credit Utilization

Factors Affecting Underwriting Decisions:

  • Income and Employment Verification

  • Debt to Income Ratio

  • Credit History and Payment Patterns

  • Other factors

How to analyze a credit profile:

  • How underwriters view profiles and color coordinate

  • Primary Accounts

  • Utilization and the truth

  • Diversity of Credit

  • Credit Card Limits

  • Inquiries

  • Address and time of residency

  • Name & Employment

How to build a credit profile:

  • Credit Factors

  • What a credit profile must look like for funding

  • Accounts to add to build a stronger profile

  • How to fix personal utilization issues and credit card debt

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